Homeowners insurance in Massachusetts covers your home’s structure, other structures, your belongings, and your personal liability, and typically pays additional living expenses after a covered loss. It excludes earthquake and flood, which require separate policies.

Your home is likely your largest investment, and a well-built policy protects the structure, your belongings, and your financial life if something goes wrong. We help Massachusetts homeowners understand what their policy does and does not cover, then guide the choices that matter most in a wildfire-exposed state.

We review your home, your rebuilding cost, and your wildfire exposure, then explain your choices in plain English, or Spanish, so you can choose with confidence.

Call Marquis and Coughlan Insurance Agency today at 978-683-2277 or start a quote application to get insurance for Bundled Home & Auto.

*** This article is for informational purposes only and does not constitute legal or insurance advice. Coverage availability and requirements vary by state. Contact Marquis and Coughlan Insurance Agency to discuss your specific needs.

Specialties

Our Offices

Methuen, MA Office

147 Lowell St.
Methuen, Massachusetts 01844
Phone: 978-683-2277
Fax: 978-688-5666
Email: info@marquisandcoughlan.com
Specialized Programs

Insurance programs
designed for your
unique needs

We work with you to create a plan that fits your business’ needs and risks. By partnering with top-rated national and regional commercial property and casualty insurance carriers, we help get you the coverage that works for your needs.

Bundled Home & Auto

We take a wholistic approach to your situation to provide the best coverage, and help you save money too. If you need auto insurance and home, renters, or condo insurance, you could save hundreds a year just by bundling.

Commercial Trucking

Commercial trucking insurance is similar to commercial auto insurance in basic coverage, such as liability, comprehensive, collision and other types of coverage that are specific to business vehicle use.  A commercial trucking policy is designed to protect your business from significant losses that could affect your financial wellbeing.

Restaurants

There are multiple components that make up a solid restaurant insurance policy. Different companies may offer these as a bundle while with others are a' la carte. General liability, workers compensation, loss of income, property damage, crime & vandalism are all components of a healthy risk management solution for your restaurant.

Contractors & Trades

Marquis and Coughlan Insurance Agency insures many different types of contractors from landscapers, electricians, carpenters, and many more! We are dedicated to providing you with personalized insurance solutions that fit your unique needs as a builder. General liability, builders risk, commercial auto? We have what you need and more.

Homeowners Associations

We have spent decades understanding the nuances of master policies, CC&R compliance, common area coverage, and the liabilities unique to community associations. Our long-standing connections with HOA-focused carriers mean we can access coverage options that simply aren’t available through general agencies.

Non- Profits

Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability.